Smarter Way Focused Models

Model Objective: The Dividend Growth model focuses on providing total return in the form of a rising stream of dividend income as well as capital appreciation. The model aims to achieve an annual dividend growth rate of 6-8% to help outpace inflation.

Investment Philosophy: The Dividend Growth model focuses on providing total return in the form of a rising stream of dividend income as well as capital appreciation. Sector weightings tend to mimic that of the broad equity market. This model is rebalanced semi-annually. Dividends can either be reinvested to further compound the dividend growth effect or withdrawn for current income. Dividend Growth will hold between 25 and 30 individual common stocks. We will only consider stocks that have raised their dividend for five consecutive years and have a dividend yield that is greater than their sector average. Once we have filtered out the stocks that meet our criteria we than assign a score to each of them based on various fundamental criteria. We aim to not only find the companies with the healthiest businesses and financial statements, but also those that will best be able to continue to pay regular and increasing dividends.

The Blue Ocean Growth model seeks to achieve superior long-term capital appreciation relative to the benchmark through a rigorous security selection process focused on identifying companies that demonstrate the ability to maintain financial stability, while still being poised for continued and sustainable long-term growth.

Model Objective: The Insignia All Cap Core Equity model aims to provide capital appreciation and deliver consistent and attractive risk adjusted returns relative to its respective benchmark.

Investment Philosophy: The Insignia All Cap Core Equity model focuses on providing a diversified portfolio of Large, Mid, and Small Cap equities. The model holds approximately 25-30 stocks at a given time, which we believe provides an appropriate level of diversification across Large, Mid, and Small Cap equities, while still providing the opportunity to generate attractive risk-adjusted returns relative to the benchmark. Our stock selection methodology is based on a foundation of fundamental and data-driven analysis, by which we start with the securities already analyzed and selected for our Large Cap, Mid Cap, and Small Cap equity models, and thoroughly analyzed across a variety of quantitative and qualitative factors. We then conduct further evaluation and ranking of the remaining companies, utilizing key financial performance metrics. The model seeks to select companies with a track record of strong financial health and expectations of consistent and stable future growth.

Model Objective: The Large Cap Equity model aims to provide capital appreciation and deliver consistent and attractive risk-adjusted returns relative to its respective benchmark.

Investment Philosophy: The Large Cap Equity model focuses on providing a diversified portfolio of Large Cap equities. The model holds approximately 25-30 stocks at a given time, which we believe provides an appropriate level of diversification across Large Cap equities while still providing the opportunity to generate attractive risk-adjusted returns relative to the benchmark. Our stock selection methodology is based on a foundation of fundamental and data-driven analysis, by which we filter a universe of the 500 largest companies by market capitalization utilizing various fundamental financial criteria. We then conduct further evaluation and ranking of the remaining companies, utilizing key financial performance metrics as well as incorporating a variety of quantitative and qualitative factors, such as Momentum, Quality, Size, Volatility, and Value. The model seeks to select companies with a track record of strong financial health and expectations of consistent and stable future growth.

Model Objective: The Mid Cap Equity model aims to provide capital appreciation and deliver consistent and attractive risk-adjusted returns relative to its respective benchmark.

Investment Philosophy: The Mid Cap Equity model focuses on providing a diversified portfolio of Mid Cap equities. The model holds approximately 25-30 stocks at a given time, which we believe provides an appropriate level of diversification across Mid Cap equities while still providing the opportunity to generate attractive risk-adjusted returns relative to the benchmark. Our stock selection methodology is based on a foundation of fundamental and data-driven analysis, by which we filter a universe of mid-sized companies as measured by market capitalization, utilizing various fundamental financial criteria. We then conduct further evaluation and ranking of the remaining companies, utilizing key financial performance metrics as well as incorporating a variety of quantitative and qualitative factors, such as Momentum, Quality, Size, Volatility, and Value. The model seeks to select companies with a track record of strong financial health and expectations of consistent and stable future growth.

Model Objective: The Small Cap Equity model aims to provide capital appreciation and deliver consistent and attractive risk adjusted returns relative to its respective benchmark.

Investment Philosophy: The Small Cap Equity model focuses on providing a diversified portfolio of Small Cap equities. The model holds approximately 25-30 stocks at a given time, which we believe provides an appropriate level of diversification across Small Cap equities while still providing the opportunity to generate attractive risk-adjusted returns relative to the benchmark. Our stock selection methodology is based on a foundation of fundamental and data-driven analysis, by which we filter a universe of small-sized companies as measured by market capitalization, utilizing various fundamental financial criteria. We then conduct further evaluation and ranking of the remaining companies, utilizing key financial performance metrics as well as incorporating a variety of quantitative and qualitative factors, such as Momentum, Quality, Size, Volatility, and Value. The model seeks to select companies with a track record of strong financial health and expectations of consistent and stable future growth.

Model Objective: The Diversified Fixed Income model focuses on delivering consistent and attractive risk-adjusted returns while prioritizing capital preservation, through active management of bond duration and market segment exposure.

Investment Philosophy: Our investment philosophy centers around the belief that an active approach to fixed income investing can generate superior returns over the long term by taking advantage of market inefficiencies and managing risks appropriately. We employ a disciplined investment process that involves rigorous credit analysis, sector rotation, and yield curve positioning to ensure that our portfolio is positioned to perform in a variety of market environments. We believe that a well-diversified portfolio of fixed income securities, actively managed to take advantage of changes in interest rates and economic conditions, can provide investors with a reliable source of income and capital preservation. We closely monitor macroeconomic trends and other factors that can affect the performance of the portfolio, and adjust our strategy accordingly. Our portfolio is designed to be flexible, allowing us to adjust duration and credit quality as market conditions change. This approach allows us to seek out opportunities for alpha generation while managing risk appropriately.

Model Objective: The Diversified Alternative Assets model focuses on delivering enhanced risk-adjusted returns by incorporating investments with low correlation to traditional Equity & Bond asset classes. This model is designed to be used for only a portion of an overall portfolio allocation.

Investment Philosophy: The Diversified Alternative Assets model approach is grounded in the belief that diversification across a range of non-traditional asset classes can enhance returns and reduce overall portfolio risk. Thus, incorporating assets that are not directly correlated to Stock or Bond markets can increase a portfolio’s risk adjusted returns over time. Our goal with the Diversified Alternative Assets model is to provide positively correlated returns when Stock or Bond markets are performing favorably, and low or negatively correlated returns when these two traditional investment markets are performing unfavorably. We seek to provide attractive long-term risk adjusted returns by employing a rigorous research and due diligence process to identify attractive opportunities in alternative investment sectors including but not limited to real estate, precious metals, commodities, private equity, venture capital, currencies, and hedge funds, seeking to capitalize on market inefficiencies and asymmetric long-term growth potential, with an emphasis on risk management.