Fact Sheet as of 6/30/2026.
Portfolio Highlights
Basic Info
| Dividend Growth Portfolio (Net 1%) | DG-N1 |
| Dividend Growth Portfolio (Net 3%) | DG-N3 |
| Minimum Investment | $30,000 |
| Data Inception Date | 12/31/2011 |
| iShares Select Dividend () |
The Effects of Rising Dividends
This graph below demonstrates the impact that dividend growth rates can have on annual dividend payouts over time. The Dividend Growth model aims to achieve a 6-8% annual dividend growth rate to help outpace the harmful effects of inflation. In this illustration, the grey line represents a 3% average annual inflation, which approximates the historical average over the last 30 years. For a $100,000 portfolio with a starting of 3%, the first year would pay $3,000 of dividends. From there, that amount would grow at the different rates shown. In 30 years, the average inflation rate would grow that $3,000 of dividend income to $7,282, while the 6% growth rate targeted by our model would grow the $3,000 to $17,230.
Key Statistics
| Key Statistics | DG-N1 | DG-N3 | |
|---|---|---|---|
| YTD Return | -8.29% | -9.21% | 12.48% |
| Return | 11.63% | 9.41% | 11.48% |
| 2.23% | 2.23% | 3.36% | |
| Net | 0.00% | 0.00% | 0.38% |
| 0.45 | 0.36 | 0.39 | |
| 0.26 | -1.97 | 0.00 | |
| 0.99 | 0.99 | 1.00 | |
| -25.89% | -26.26% | -29.46% | |
| 8 mos | 8 mos | 11 mos | |
| 16.28% | 16.42% | 14.04% | |
| 0.60 | 0.46 | 0.69 | |
| 103.55% | 98.71% | 100.00% | |
| 105.29% | 111.76% | 100.00% |
Risk vs. Reward Scatterplot
Portfolio Construction Process
Cumulative Return
Periodic Returns
| QTD | YTD | 1 Yr | 5 Yr | 10 Yr | Inception | |
|---|---|---|---|---|---|---|
| DG-N1 | -3.53% | -8.29% | 3.44% | 7.43% | 12.50% | 11.63% |
| DG-N3 | -4.01% | -9.21% | 1.38% | 5.29% | 10.26% | 9.41% |
| DVY | 4.05% | 12.48% | 21.98% | 9.93% | 10.11% | 11.48% |
Trailing 10 Yr Annualized Returns
| Year | DG-N1 | DG-N3 | |
|---|---|---|---|
| 2017 | 20.48% | 18.09% | 14.83% |
| 2018 | -10.79% | -12.57% | -6.32% |
| 2019 | 37.69% | 34.95% | 22.62% |
| 2020 | 9.31% | 7.14% | -4.91% |
| 2021 | 34.13% | 31.46% | 31.68% |
| 2022 | -11.30% | -13.06% | 1.82% |
| 2023 | 24.53% | 22.05% | 1.16% |
| 2024 | 7.97% | 5.82% | 16.26% |
| 2025 | 17.90% | 15.55% | 11.61% |
| YTD 2026 | -8.29% | -9.21% | 12.48% |
Top 10 Underlying Holdings
| Company | Ticker | Weight |
|---|---|---|
| Badger Meter, Inc. | BMI | 5.35% |
| Amphenol Corp. | APH | 4.85% |
| Sonic Automotive, Inc. | SAH | 4.23% |
| Motorola Solutions, Inc. | MSI | 3.91% |
| The Allstate Corp. | ALL | 3.89% |
| Broadcom Inc. | AVGO | 3.86% |
| Microsoft Corp. | MSFT | 3.76% |
| General Dynamics Corp. | GD | 3.70% |
| Bank of America Corp. | BAC | 3.62% |
| Allegion Plc | ALLE | 3.54% |
Past performance is no guarantee of future results. www.asmarterwaytoinvest.com · support@asmarterwaytoinvest.com · (810) 588-6178
Sector Diversification
Equity Style Box
Disclosures
*Net performance values and statistics reflect the deduction of model fees of 1% that represents a hypothetical ASWTI asset management fee that would be charged to an investor and may not reflect actual deducted fees.
**Net performance values and statistics reflect the deduction of model fees of 3% that represent the highest possible wrap advisory fee that would be charged to an investor and may not reflect actual deducted fees.
***Dividend growth rates are calculated based on the weighted average trailing twelve month (TTM) growth rate of historical normal dividends paid by the current holdings of the model as of the fact sheet date, excluding "special" dividends. The three-year growth rate is an annualized figure. The calculation does not represent actual dividend growth rate achieved by the model.
For additional details, definitions, and explanations of certain performance and risk metrics presented in this fact sheet, please contact your Advisor or visit www.ASmarterWaytoInvest.com.
Returns presented for periods less than one year are not annualized.
iShares Select Dividend ETF (DVY) seeks to track the investment results of the Dow Jones U.S. Select Dividend Index composed of relatively high dividend paying U.S. equities. The fund generally will invest at least 80% of its assets in the component securities of its underlying index and in investments that have economic characteristics that are substantially identical to the component securities of its underlying index. The underlying index measures the performance of the U.S.'s leading stocks by dividend yield.
Performance and Risk Metrics are based on hypothetical model monthly return data and reflect the reinvestment of all dividends and other income. Performance is presented using the U.S. Dollar currency. Results exclude any impact of cash flows such as contributions or withdrawals, as well cash balances or reserves except those specifically held by the model portfolio. Returns are presented net of a hypothetical 1.00% asset management fee as well as a hypothetical 3% maximum wrap advisory fee that is inclusive of a A Smarter Way to Invest's asset management fees. Potential custodial, trading and administrative expenses are not included, and these hypothetical fees may not reflect actual deducted fees applicable to a client's account. Investment returns will be reduced by advisory fees and other expenses charged in the management of a client's account. Clients should carefully review applicable fees and understand how advisory fees, compounded over a number of years, reduce the value of an investment portfolio, as investment balances and potential gains on the investment balances are reduced by fees. Additional information is provided in the SEC Investors Bulletin "How Fees and Expenses Affect Your Investment Portfolio."
Performance results are considered hypothetical as the results were not actually achieved by any specific investor or client portfolio and do not reflect trading in actual accounts. Hypothetical performance is not an indicator of future or actual results and is not a guarantee or implied guarantee of future performance, returns, profit, or growth. Actual performance may differ significantly from hypothetical performance as a result of client specific circumstances, including but not limited to: deposits and withdrawals, legacy positions and excluded holdings, account size, or cash reserves. General assumptions of hypothetical returns include: dividends and other income are reinvested; trades are executed based on end-of-day security pricing; A Smarter Way to Invest would have been able to purchase the securities recommended by the models and the markets were sufficiently liquid to permit all trading. Changes in these assumptions may have a material impact on the returns presented herein. Certain assumptions have been made for modeling purposes and are likely to differ from actual circumstances. No representations or warranties are made as to the reasonableness of the assumptions.
Advisory services offered through A Smarter Way to Invest, Inc., 1024 E. Grand River Ave., Brighton, MI 48116, an SEC Registered Investment Advisor. Registration with the SEC does not imply a certain level of skill or expertise. This information is provided for illustrative purposes only and is intended for both educational purposes and to promote interest in the subject matter. It does not address any individual’s specific situation and is not to serve as the basis for any investment decision. Numerical examples, if any, are only illustrative. Investors should thoroughly evaluate financial objectives, goals, and parameters such as risk tolerance with their Advisor before investing. Investment account values will be subject to fluctuation in capital markets. Fiduciary does not guarantee or imply any level of investment performance, superior to the appropriate benchmark, or otherwise. Carefully consider the investment objectives, risk factors, and charges and expenses before investing with A Smarter Way to Invest. This and other information can be found in A Smarter Way to Invest’s Form ADV Part 2A, which can be obtained from your financial advisor, by calling (810) 588-6178 or by visiting www.ASmarterWaytoInvest.com. There are risks involved with investing, including possible loss of principal.
* Net performance values and statistics reflect the deduction of model fees of 1% that represents a hypothetical ASWTI asset management fee that would be charged to an investor and may not reflect actual deducted fees.
** Net performance values and statistics reflect the deduction of model fees of 3% that represent the highest possible wrap advisory fee that would be charged to an investor and may not reflect actual deducted fees.
*** Dividend growth rates are calculated based on the weighted average trailing twelve month (TTM) growth rate of historical normal dividends paid by the current holdings of the model as of the fact sheet date, excluding "special" dividends. The three-year growth rate is an annualized figure. The calculation does not represent actual dividend growth rate achieved by the model.